Storm Damage FAQs
Q1
Are inspections free?
Yes. Wild Prairie Homes will inspect your roof at no cost and provide a free estimate.
Q2
Does WPH offer emergency services?
Yes. WPH will arrive on site to help remove fallen trees, provide temporarily patchwork for roofs and siding, provide structural bracing if needed, board up broken doors and windows, and extract water from basements. Our goal is to provide fast service to secure and prevent further damage to your property.
Q3
How does WPH know if I have storm damage?
Sometimes storm damage isn't obvious. Many property owners fail to file an insurance claim because the homeowner does not recognize the signs of storm damage. If there has been hail in your area, a full inspection of your roof, siding, windows, and decking should be completely by an experienced contractor.
Q4
Can WPH file an insurance claim on my behalf?
No. Insurance companies require the homeowner to file the storm damage claim. One the claim has been filed, WPH will work hand-in-hand with the insurance campy to ensure your home is restored to its prior condition.
Q5
Should I have a Contractor attend the insurance adjuster's inspection?
Absolutely! It's important for the homeowner to have a representative during the inspection so no damage is overlooked. Oftentimes, insurance companies get multiple claims at once and in an effort to be efficient, they may overlook damage if it's not specifically pointed out to them.
Q6
How much will I have to pay for the repairs?
The only expense the homeowner is responsible for is the insurance deductible. If you choose to upgrade your materials and the cost of the upgrade exceeds the amount allowed to make the necessary repairs, you would be responsible for the upgraded material amount.
Q7
How does WPH get paid?
The insurance company will mail the insurance proceeds to the homeowner in 2-4 payments depending on the extent of the damage. Each check will be made payable to the homeowner and the mortgage company. The check will need to be endorsed by both parties and then made payable to Wild Prairie Homes.